Dental Financing in Moorestown, NJ-Flexible Payment Options at Moorestown Smile Center
Look, we get it — dental work isn’t cheap, and that scary number at the end of a treatment plan can stop people in their tracks. That’s why we work with CareCredit and Proceed Finance. So instead of paying it all at once, you can spread the cost over months —often with low or no interest. And honestly? The application takes about five minutes.
$0
down payment required
0%
interest (CareCredit promo)
$75K
max loan (Proceed Finance)
2 mins
to pre-qualify online
Our Financing Partners CareCredit and Proceed Finance
CareCredit Healthcare Credit Card
Best for: routine care, shorter payment windows, patients with existing CareCredit accounts
- 0% interest promotional financing for 6, 12, 18, or 24 months on purchases of $200 or more
- Revolving line of credit — use again for future dental or healthcare visits
- Accepted at 285,000+ healthcare providers nationwide
- Pre-qualify online with no impact to credit score
- Instant approval — use account immediately upon approval
- Reduced APR options for 24–60 month terms on larger balances
Note: if balance is not paid in full by end of promo period, interest is charged retroactively from purchase date at 26.99% APR. Review terms carefully.
Proceed Finance Patient Loan
Best for: large cases (implants, All-on-4, full smile makeover), patients wanting fixed monthly payments
- Loan amounts from $1,000 up to $75,000 — covers full arch implants and large treatment plans
- Terms from 24 to 144 months (12 years) — lower monthly payments for larger cases
- Fixed interest rates — no retroactive interest surprises
- Pre-qualify in minutes with no impact to credit score
- Approval rates for FICO scores 640–850 (approx. 75% of patients)
- No prepayment penalty — pay off early at any time
Subject to credit approval. Rates vary by credit profile. APRs from 8.99%–15.99% depending on term and eligibility.
CareCredit vs Proceed Finance Which Is Right for You?
Feature
CareCredit
Proceed Finance
Type
Revolving credit card
Fixed-term installment loan
Loan amount
Based on credit limit
$1,000 – $75,000
Repayment terms
6, 12, 18, 24 months (promo) or 24–60 months (reduced APR)
24 – 144 months
Interest
0% if paid in promo period; otherwise retroactive at 26.99% APR
Fixed rate 8.99%–15.99% APR — no deferred interest
Best for
Routine care, cleanings, whitening, fillings, smaller procedures
Implants, All-on-4, veneers, Invisalign, full smile makeovers
Credit check to pre-qualify
Soft pull — no impact
Soft pull — no impact
Reusable
Yes — revolving line
New loan per treatment
Apply
carecredit.com or in our office
proceedfinance.com/patients or in our office
What Does Dental Treatment Cost in Moorestown, NJ? Estimated Costs and Monthly Payment Examples
Treatment
Estimated Cost
Estimated Cost
Example Monthly (Proceed 60mo)
Learn More
Costs are estimates for Moorestown, NJ area. Actual costs vary by case complexity. Monthly payment examples are approximate and subject to credit approval. Contact our office for a personalised treatment plan and exact cost breakdown.
How to apply (step-by-step for patients)
Apply for CareCredit
Apply for Proceed Finance
Visit carecredit.com or apply in our office
Just give us a call, or bring it up at your next visit. We'll help you figure out which financing option fits your treatment and your budget.
Get an instant decision
Most people get a decision within a few minutes. You'll see how much you're approved for and what your monthly payments would look like. Then you can make an informed call.
Use your account immediately
Once approved, your CareCredit account is ready to use — even before your physical card arrives.
Choose your payment plan
Select 6, 12, 18, or 24 months promotional financing, or a reduced-APR long-term plan for larger balances.
Visit proceedfinance.com/patients
Start your pre-qualification online at any time. The process takes about 2 minutes and does not affect your credit score.
Get your rate and loan options
Proceed Finance shows you your personalised loan options — amount, term, and monthly payment — before you commit.
Choose your plan and sign
Select the monthly payment that fits your budget. Sign your loan documents electronically — usually completed in under 10 minutes.
Begin treatment at Moorestown Smile Center
Proceed Finance funds your treatment directly to our office. You start your care right away and repay Proceed Finance monthly.
Have dental insurance? We accept most major PPO plans.
Financing is designed to cover your out-of-pocket costs after insurance. Moorestown Smile Center accepts Aetna, Cigna, MetLife, Delta Dental, GEHA, Horizon, United Concordia, and more. Our team will verify your benefits before your appointment so you know exactly what you’ll owe — and we can help you use financing to cover the rest.
Dental Financing FAQs — Answered by Moorestown Smile Center
Yes. We offer two third-party financing options: CareCredit (0% interest for up to 24 months) and Proceed Finance (fixed-rate loans up to $75,000 with terms up to 144 months). Both allow you to pre-qualify without affecting your credit score. Contact our office or apply online today.
Yes. Dental implants at Moorestown Smile Center typically cost $3,500–$4,500 for a single implant. All-on-4 full-arch implants range from $20,000–$30,000 per arch. Proceed Finance is designed for large cases like these — with loans up to $75,000 and terms up to 144 months, monthly payments can be made very manageable.
CareCredit is a revolving healthcare credit card offering 0% promotional financing for 6–24 months — best for smaller or routine procedures. If the balance is not paid in full by the end of the promotional period, interest is charged retroactively. Proceed Finance is a fixed-rate installment loan with no deferred interest — better for large treatments like implants or Invisalign where you want predictable monthly payments over a longer period.
No — both CareCredit and Proceed Finance allow you to pre-qualify or check your rate with a soft credit inquiry only, which does not affect your credit score. A hard credit inquiry only occurs if you choose to proceed with the full loan after reviewing your options.
Financing is available for all dental procedures including dental implants, Invisalign, porcelain veneers, teeth whitening, crowns and bridges, root canals, and routine cleanings and exams. Both options cover out-of-pocket costs not paid by your dental insurance plan.
PATIENT EXPERIENCES